Even the tightest holiday budget should include cheap travel insurance. Accidents happen when we least expect them, and dealing with any number of problems that could occur while you are away from home could turn your budget getaway into a money pit!
Whether you are travelling within Australia, or anywhere else in the world, whether it is a single trip or if you go away frequently, there are many many types of cheap travel insurance policies that can cover you for anything from a broken leg and medical attention, to delayed flights due to a natural disaster!
Sometimes the problem you are faced with may not even be something that has happened to you personally while you are away from home. A family member falling ill or dying, resulting in you needing to get home as quickly as possible can be a very costly exercise.
Changing flights, cancelling accommodation and cancelling bookings for things such as fishing trips or tours can cost a fortune, but the last thing you need when faced with a tragic situation and you need to get home, is to worry about how much it is costing. Cheap travel insurance can cover you for such eventualities, as well as many more.
Even a short term hospital stay in a country where you do not have medical insurance, can cost a small fortune. Should you need medical attention that takes time such as surgery and recovery time, or need to be flown home under specialist medical supervision, you could be facing thousands of dollars in out of pocket expenses. If you were to have an accident requiring a helicopter airlift, that alone can cost well into the tens of thousands, but with cheap travel insurance you could be covered.
While it is advisable to take your time choosing your travel insurance policy and comparing different policies online, some cheap travel insurance companies allow you to take out your insurance policy online, even once you have commenced your journey! You can also start the claims process online, from anywhere in the world.
Basic policies can be very cheap, so there is no reason not to cover yourself and your family and give yourself the peace of mind that comes with knowing you are going to be looked after, should something beyond your control happen to you while you are on your holiday.
Even something simple such as dropping your camera in the sea could ruin your holiday. But if you knew that you could replace it when you got home, the sting of the situation would be taken away a little, wouldn't it?
If something unfortunate comes your way while you are travelling away from home, cheap travel insurance could be the difference between ruining your holiday and perhaps even landing you in debt, and having a few funny holiday memories of situations that turned out ok because your travel insurance company took care of the out of pocket expenses for you. Everyone is happy! Don't risk ruining your holiday – cover yourself today.
Martin Wynn
